Explore a modern business-funding experience created for established Virginia companies that need working capital for inventory, equipment, payroll, marketing, repairs or growth. Availability, approval and terms vary by applicant and product.
A simple starting point designed for busy business owners.
Capital may support inventory, payroll, equipment and other business needs.
Understand the request, documents and terms before moving forward.
A professional experience focused on the funding goal and next steps.
Use business funding for a defined operating need, productive asset or growth opportunity. The right amount and structure depend on the business, the purpose and the terms actually offered.
Support payroll, vendors, rent, marketing, repairs and the day-to-day costs of running a Virginia business.
Purchase products, materials and supplies ahead of demand while preserving cash for other operating needs.
Add or replace machinery, tools, technology or commercial equipment that helps the business stay productive.
Put capital toward hiring, advertising, a new location, expanded capacity or another defined growth initiative.
A Virginia merchant cash advance may be considered by qualified businesses that need capital for a defined operating expense or growth opportunity. The right starting point is a clear use of funds, a realistic requested amount and an understanding that availability, cost and payment structure can vary by applicant and product.
Business owners may consider funding for payroll, vendor payments, inventory, equipment, repairs, marketing, seasonal expenses or expansion. The use of funds should be specific enough to evaluate the expected business benefit.
Organize basic business information, the approximate amount needed, the reason for the request and recent financial records that may be requested. Requirements vary depending on the applicable product and review.
If a funding option is available, review the amount received, total cost, payment amount, payment frequency, estimated duration and any other conditions before deciding whether it fits normal business cash flow.
Start with what the capital needs to accomplish, then size the request around that purpose. Review the actual cost and payment structure before deciding whether any funding option fits the business.
Define the exact use of funds and amount required
Compare total cost and payment structure
Consider normal monthly cash flow and existing obligations
Confirm product availability and terms for your business
Funding availability, timing and final terms vary. The goal is to keep the first steps organized and easy to understand.
Share basic company information, the amount being considered and what the capital is intended to accomplish.
Provide the business or financial information requested for the applicable funding review.
Compare the amount, cost, payment structure and requirements before deciding whether to proceed.
Tell us what your business needs and what you want the capital to accomplish.